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Monday, May 4, 2020

What is Engine Protection Cover in Motor Car Insurance?

Another important add on in Motor Car insurance is Engine Protection Cover. This add on keeps you financially protected against repair/replacement of your damaged engine or its damaged parts like piston, crankshaft, pins, cylinder, gearbox and connecting rods in case of oil leakage or water ingression.
Engine Protection Cover add on

Comprehensive Car insurance policy doesn't include the protection of Car's engine or its parts. You need to add this add-on in your premium, if you want to protect your Car engine. 

Repair or Replacement of a car engine is a costly affair. The major benefit of such a cover is that you do not have to pay for such damages from your pocket. This add on is quite beneficial, especially during monsoon, or in the flood -prone areas.

This add-on protect engine against damage due to:

  • Damage to Gear box
  • Water Ingression
  • Leakage of Lubricating Oil
  • Hydrostatic Lock - When you repeatedly try to start a moist engine. It can cause an engine failure.

What is Zero Depreciation or Bumper to Bumper Cover in Motor Car Insurance?


To understand more on add-ons in Motor car insurance policy. Check below post

What are the Add-Ons in Motor Car Insurance? Zero Dep | RTI | NCB| Engine Protection Cover

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